PROLONG PLANS™
BUILDING DREAMS • SECURING FUTURES
BUILDING DREAMS SECURING FUTURES
with innovative life insurance strategies
PROLONG PLANS™ SECURING YOUR FINANCIAL FUTURE, TODAY AND TOMORROW
Prolong Plans™, are financial strategic plans that leverage various types of life insurance programs to create proactive financial strategies that enhance retirement income security, manage healthcare costs, facilitate efficient wealth transfer, and ensure income continuity for a comfortable and worry-free future.
Our team specializes in tailored wealth preservation and life protection solutions for clients who believe their hard-earned dollars should be converted to compound their net worth, increase their living benefits and invest for the unforeseen future.
Our team of financial strategists is eager to present strategies and actions that can help you increase your wealth. Partnering with a team of esteemed carriers, we are committed to your lifelong family financial planning.
We understand how crucial it is to secure your financial future as soon as possible. To ensure you get the coverage and peace of mind you need, we offer a streamlined same-day approval process.
Our mission is to help our clients build and maintain generational wealth, ensuring prolonged financial security and prosperity for themselves and their families for generations to come.
We leverage strategies to prolong and maximize our clients' financial legacy with tailored life insurance policies, securing immediate and lasting plans for them and their families.
LIFE INSURANCE CAN PROVIDE FINANCIAL BENEFITS TO THE POLICYHOLDER DURING THEIR LIFETIME
Many people have become accustomed to a primitive view of life insurance as a financial vehicle with the sole purpose of holding the death benefit that is paid to the beneficiary when the insured (policyholder) dies.
However, in many ways, life insurance is an invaluable financial vehicle for the insured while they are alive. Even some term life insurance policies can provide cash to the insured during certain life events.
Furthermore, life insurance provides a legacy of wealth for both the insured and their beneficiaries, serving as an ideal strategy to enhance wealth accumulation.
Our financial strategists refer to this as “a prolongation of life insurance” because certain life insurance policies can extend the impact on ROI through innovative and skilled strategies employed for our clients during their lifetime, not just after they pass away.
HOW ARE PROLONG PLANS™ DESIGNED?
In order to build a financial portfolio using life insurance strategies, these are the steps we take to build strategies that will result in a well-defined and tailored Plan for you:
- Initially, we attentively listen to your social, physical, and financial needs.
- Subsequently, we establish a foundation through a comprehensive analysis of these needs.
- Then gather your income and financial status against budgeted goals and priorities.
- Next, match your goals with the needs of each facets of your life and your loved ones,
- Review your assets, retirement goals and tax goals and their future impact.
- Suggest ways to diversify and reallocate each component to mitigate risks and enhance returns across your overall portfolio.
- Lastly, incorporate your financial vision for financial security now and in the future for both you and your loved ones.
Your Plan will become your financial portfolio covering a combination of your financial needs analysis, your living benefits, your emergency health supplementation plan, your family inheritance plan, your debt protection plan, your retirement plan and any other facet of yours and your family’s life that life insurance can legally help to mitigate risks and save you money on your hard earned dollars.